Senior Financial Crime Investigator, Business Banking

高级金融犯罪调查员，企业银行业务

Monzo · 远程

安全面议arbeitnowremote_ok节奏快(加班信号)

📄 原文

<div class="content-intro">🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as <a href="https://monzo.com/current-account/personal">personal</a> and <a href="https://monzo.com/business-banking">business</a> bank accounts, we offer <a href="https://monzo.com/current-account/joint-account">joint accounts</a>, <a href="https://monzo.com/current-account/16-17">accounts for 16-17 year olds</a>, a <a href="https://monzo.com/current-account/under-16s">free kids account</a> and <a href="https://monzo.com/flex">credit cards</a> in the UK, with more exciting things to come beyond. Our UK customers can also <a href="https://monzo.com/savings">save</a>, <a href="https://monzo.com/investments">invest </a>and <a href="https://monzo.com/pensions">combine their pensions</a> with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ <hr>  </div>UK Remote | 💰 £31,100 - £39,350 + Incentive Awards tied to your performance + <a href="https://monzo.com/careers/">Benefits</a> | <a href="https://www.youtube.com/watch?v=U62l09nB0M4">Hear from the team </a>✨ Start date: Monday 18th January, 2027 <h3>⭐ About our Senior Financial Crime Business Banking Investigator Team</h3> The Senior Financial Crime Business Banking Investigator team serves as Monzo’s frontline defence against complex economic crime, safeguarding our ecosystem and customers, from startups to established SMEs, against sophisticated fraud and money laundering. Operating within a specialised, risk-focused "Pillar," this critical operational team builds deep subject matter expertise to ensure financial integrity across the entire customer lifecycle. The team is responsible for conducting rigorous onboarding and ongoing compliance checks, unravelling complex financial crime typologies, and directly mitigating risk through thorough investigation, reporting, and account closures. <h3>🔑 You’ll play a key role by...</h3> <ul> <li>Taking ownership of the most complex FinCrime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses, Complex Customer Reviews (e.g., sensitive areas like Sexual Services flags), and multi-jurisdictional money muling investigations.</li> <li>Writing, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA), ensuring they meet the highest legal and evidential standards.</li> <li>Maintaining a regular schedule on core investigative tasks to sustain your competency levels, directly support the domain’s Service Level Agreements (SLAs), and remain connected to frontline challenges.</li> <li>Actively coaching Investigators on complex financial crime typologies, best practice, and performance improvement to help drive a culture of excellence.</li> <li>Working closely with our Operations Analysts to share emerging trends and ensure that operational guidance is continuously updated and effectively embedded across the domain.</li> </ul> <h3>🤩 We’d love to hear from you if...</h3> <ul> <li>You have deep KYB & AML expertise, with significant experience conducting end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial setting.</li> <li>You are a skilled researcher, with a proven ability to leverage open-source intelligence and analysis to thoroughly corroborate customer profiles and transactional activity.</li> <li>You know regulations and typologies, possessing a strong grasp of UK and international financial crime trends affecting business accounts and the UK SAR regime.</li> <li>You thrive in a fast-paced environment, maintaining high flexibility and adapting positively to shifting priorities, new guidance, and process changes at short notice.</li> <li>You are impact-driven, with a genuine desire to protect Monzo and its customers by making a tangible difference in the detection and prevention of financial crime.</li> <li>You bring leadership and improvement skills, ideally with experience mentoring peers, a track record of escalating process improvements, or a relevant qualification (such as ICA or ACAMS).</li> </ul> <h3>⏰ Shifts you’ll be working</h3> You will work 37.5 hours per week, Monday to Friday, from 9:00am to 5:30pm. You will also work one full weekend (Saturday and Sunday) once every 4 weeks, with 2 set days in lieu provided when working the weekend shift. We cannot approve any time off during your first 6 weeks of employment with us due to training. Your training will be held Monday-Friday, 9am-5:30pm. <h3>🙌 What’s in it for you</h3> 💰  Salary range of £31,100 - £39,350 + Incentive Awards tied to your performance 🎂 We guarantee to approve time off on your birthday if it falls on a scheduled work day (outside of your training period). 📍 This role is fully remote and based within the UK. 📚 A £1,000 annual budget to spend on books, training courses, and conferences. 🏡 We will set you up for success from home; all employees are provided with MacBooks, and fully remote workers receive extra support for their work-from-home environment. ➕ Plus lots more! Read our full list of benefits. <h3>🌈 The application journey has 3 key steps</h3> <ol> <li>Application questions – Please take the time to answer these, as we read every single one.</li> <li>Recruiter call – A 30-minute video call to assess skills fit</li> <li>Hiring Manager interview – A 60-minute video call focusing on values and technical questions.</li> </ol> This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. <a href="https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo">You can read them here.</a> We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. #LI-REMOTE #LI-NG2<div class="content-conclusion"><hr> Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our <a href="https://monzo.com/blog/diversity-and-inclusion">blog</a>, 2026 <a href="https://monzo.com/blog/our-2026-diversity-and-inclusion-report" target="_blank">Diversity and Inclusion Report</a> and 2025 <a href="https://monzo.com/blog/gender-pay-gap-report-2025">Gender Pay Gap Report.</a> We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊</div> Find more English Speaking Jobs in United Kingdom on Arbeitnow

🇨🇳 全文翻译

<div class="content-intro">🚀 我们的使命是让金钱为每个人服务。 我们正在告别传统银行复杂而令人困惑的方式。 从一张预付卡起步，过去10年里我们在英国的产品线已大幅扩展。除了<a href="https://monzo.com/current-account/personal">个人</a>和<a href="https://monzo.com/business-banking">企业</a>银行账户外，我们还在英国提供<a href="https://monzo.com/current-account/joint-account">联名账户</a>、<a href="https://monzo.com/current-account/16-17">16-17岁青少年账户</a>、<a href="https://monzo.com/current-account/under-16s">免费儿童账户</a>和<a href="https://monzo.com/flex">信用卡</a>，未来还有更多令人兴奋的产品。我们的英国客户还可以在我们这里<a href="https://monzo.com/savings">储蓄</a>、<a href="https://monzo.com/investments">投资</a>以及<a href="https://monzo.com/pensions">合并他们的养老金</a>。 凭借我们的热珊瑚色卡片和提前发薪功能，结合社交媒体上的金融教育以及我们屡获殊荣的客户服务，我们长期以来一直为客户创造神奇时刻！ 我们不是在卖产品——我们想通过Monzo解决问题、改变生活 ❤️ <hr>  </div>英国远程 | 💰 £31,100 - £39,350 + 与你的绩效挂钩的激励奖金 + <a href="https://monzo.com/careers/">福利</a> | <a href="https://www.youtube.com/watch?v=U62l09nB0M4">听听团队怎么说 </a>✨ 入职日期：2027年1月18日，星期一 <h3>⭐ 关于我们的高级金融犯罪企业银行调查员团队</h3> 高级金融犯罪业务银行调查团队是Monzo防范复杂经济犯罪的前线防线，保护我们的生态系统和客户（从初创企业到成熟中小企业）免受 sophisticated欺诈和洗钱之害。该关键运营团队在专注于风险的专门“支柱”内运作，建立深厚的专业知识，确保整个客户生命周期内的金融诚信。团队负责进行严格的入职和持续合规检查，解析复杂的金融犯罪类型，并通过彻底调查、报告和账户关闭直接降低风险。 🔑 您将通过以下方式发挥关键作用... - 负责最复杂的金融犯罪业务银行任务，包括高风险企业的增强尽职调查（EDD）、复杂客户审查（例如，性服务标记等敏感领域）以及跨司法管辖区的洗钱骡子调查。 - 撰写、审查并向国家犯罪局（NCA）提交高质量的可疑活动报告（SARs），确保其符合最高法律和证据标准。 - 保持核心调查任务的定期日程，以维持您的能力水平，直接支持领域的服务级别协议（SLAs），并保持与前线挑战的联系。 - 积极指导调查员关于复杂金融犯罪类型、最佳实践和绩效改进，以帮助推动卓越文化。 - 与我们的运营分析师紧密合作，分享新兴趋势，确保操作指南持续更新并在整个领域有效嵌入。 🤩 如果您符合以下条件，我们很乐意听到您的声音... - 您拥有深厚的KYB和AML专业知识，在受监管的金融环境中具有进行端到端业务尽职调查（KYB/EDD）和复杂调查的丰富经验。 <li>你是一位熟练的研究员， 具备利用开源情报和分析来彻底核实客户资料和交易活动的成熟能力。</li> <li>你了解法规和类型学， 对影响商业账户和英国SAR制度的英国及国际金融犯罪趋势有深入的掌握。</li> <li>你能在快节奏环境中茁壮成长， 保持高度灵活性，并能积极适应短时间内优先事项的变化、新指导和流程调整。</li> <li>你以影响力为驱动， 真心希望通过在发现和预防金融犯罪方面产生切实影响来保护Monzo及其客户。</li> <li>你具备领导和改进技能， 最好有指导同行的经验、推动流程改进的记录，或相关资格（如ICA或ACAMS）。</li> </ul> <h3>⏰ 你将工作的班次</h3> 你将每周工作37.5小时，周一至周五，上午9:00至下午5:30。你还将每4周工作一个完整周末（周六和周日），在工作周末班次时提供2天调休。 由于培训原因，我们在你入职的前6周内无法批准任何休假。你的培训将在周一至周五，上午9点至下午5:30进行。 <h3>🙌 你将获得什么</h3> 💰  薪资范围为£31,100 - £39,350 + 与你的绩效挂钩的激励奖 🎂 如果你的生日落在预定工作日（培训期外），我们保证批准你的生日休假。 📍 该职位完全远程，工作地点在英国境内。 📚 每年£1,000的预算，用于书籍、培训课程和会议。 🏡 我们将帮助你在家做好准备；所有员工均配备MacBooks，完全远程工作者将获得额外的居家工作环境支持。 ➕ 还有更多！ 阅读我们的完整福利列表。 <h3>🌈 申请流程有3个关键步骤</h3> <ol> <li>申请问题 – 请花时间回答这些问题，因为我们会阅读每一份回答。</li> <li>招聘人员电话 – 一次30分钟的视频通话，评估技能匹配度</li> <li>招聘经理面试 – 一次60分钟的视频通话，聚焦价值观和技术问题。</li> </ol> 这个过程大约需要3-4周——您的日程安排对我们非常重要，所以我们承诺尽可能灵活！ 我们有一些关于使用人工智能（AI）在Monzo的申请和面试中取得成功的指南。<a href="https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo">您可以在这里阅读。</a> 我们只会在收到足够进入下一阶段的申请后关闭此职位。请尽快提交您的申请，以确保不会错过机会。 #LI-REMOTE #LI-NG2<div class="content-conclusion"><hr> 人人享有平等机会 多元与包容是我们的优先事项，我们正在确保为所有员工提供大量支持，以便在Monzo成长。在Monzo，我们通过为所有人营造包容的环境来拥抱多样性，让他们与我们共事时能做出人生中最好的工作。这对我们让金钱为每个人服务的使命至关重要。您可以在我们的<a href="https://monzo.com/blog/diversity-and-inclusion">博客</a>、2026年<a href="https://monzo.com/blog/our-2026-diversity-and-inclusion-report" target="_blank">多元与包容报告</a>和2025年<a href="https://monzo.com/blog/gender-pay-gap-report-2025">性别薪酬差距报告</a>中了解更多。 我们是平等机会雇主。所有申请人将不考虑年龄、种族、宗教、性别、性取向、性别认同、家庭或父母状况、国籍或退伍军人、神经多样性或残疾状况而被考虑就业。 如果您有首选名字，请使用它申请。我们在申请阶段不需要全名或出生名 😊</div> 在Arbeitnow上查找更多英国英语口语工作

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